Covering the Bases: Weigh, Research All Insurance Options Carefully

Summary

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My husband will retire from the federal government in the summer. He'll be 66 years old. We're trying to decide whether to sign up for Medicare Part B or not, since the plan we have with the Federal Employees Health Benefit Plan (FEHBP) is such good coverage.

I know that picking up Medicare won't change the cost of our plan, and we'll have to pay the Part B premium in addition to that premium cost. We are considering the fact that our plan has co- payments and deductibles that the FEHBP would cover for us as a secondary insurance to Medicare. We think that we can deduct our medical expenses from our income tax, too. Do you have any advice?

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Covering the Bases: Weigh, Research All Insurance Options Carefully

You are indeed faced with some major decisions. You should contact the benefits section of the National Association of Active and Retired Employees ...

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